Adjustable Rate Mortgage (ARM) Calculator

Estimate initial and adjusted payments when your rate changes.

Loan details

Home price ($)

Down payment ($)

Loan term (years)

Initial interest rate (%)

Adjustment interval (years)

Maximum rate (%)

Property tax (yearly $)

Home insurance (yearly $)

HOA fees (monthly $)

ARM results

$2250.26

Initial monthly payment: $2250.26
Adjusted monthly payment (after rate change): $2815.79
Total interest over loan term: $503752.60